After enduring a long and very cold winter, it’s easy to anticipate the fun that comes with our long summer days. While there will be much to enjoy, the hot and humid conditions raise the likelihood that when it rains, it will be in short, sharp bursts with little or no warning.
Weather forecasting has improved significantly in the last few years, although there is still little warning of precisely when and where localized severe weather and cloudbursts occur.
In most Canadian properties, the roof and drainage systems are designed to cope with extremes of weather but only if they are in good condition and can work as they are meant to. It isn’t always obvious that systems are becoming overtaxed until it’s too late. Emergency action and intervention at this stage usually has limited impact.
The consequences of water entering commercial property are, at best, inconvenient and in the worst cases, disastrous in terms of business interruption and damage to stock, equipment, fixtures and fittings and general contamination.
In some cases, the amount of rainfall exceeds the capabilities of the drainage systems and despite best efforts, water can get into the building. Planning in advance and taking a few sensible precautions could save disruption and money, should the worst occur.
Taking some time to carry out a few basic checks and maintenance can significantly reduce the chances of a damaging loss as a result of a sudden storm. To help businesses be more prepared, we’ve produced a free ‘Preparing for summer storms’ factsheet and checklist. You can download it here.
Finally, a reminder that if you have an incident and need to make an insurance claim, it’s important that you report it as soon as possible, ideally the same day. Reporting a claim early can save time and help you to receive any claim payments faster, as well as allowing us to help mitigate the cost of third-party claims.