Skip to main content


Utilities companies in Canada face intense scrutiny from government, customers and shareholders. Stringent environmental regulations, increasingly demanding customer expectations, and exposure to severe weather events compound the challenges this brings.

In this environment, utilities companies need support from an insurer that understands their industry and their particular circumstances.

Why QBE?

We have supported water, gas and electricity companies for more than 20 years and work with many leading firms around the world.

Our underwriters understand the nuances of the sector and have the flexibility to create coverage that meets individual requirements.

More critically, in the event of a loss, our Claims team has the authority to make decisions and respond to your needs quickly and efficiently.

Finally, under our unique QBE Premiums4Good initiative, we offer the opportunity up to 100% of your premium into investments with an additional social objective, such as reducing homelessness or helping the environment. We provide annual updates about the projects we have supported, which you are welcome to use in your own corporate social responsibility reporting.

Relevant products

We offer coverage for loss of or damage to fleet vehicles, as well as costs arising from third-party liability claims.

Read more about Automobile Fleets

Utility organizations face threats from hackers attempting to access your systems as a means of taking control of your sites, potentially shutting down your operations while extorting demands. Lost revenue from an outage can quickly add up, making cyber business interruption insurance a critical coverage to buy. QBE’s Cyber insurance provides you with a team of specialists who can help you manage this type of event, minimizing the harm to your business and your reputation.

Read more about Cyber

Directors’ and Officers’ Liability insurance protects senior employees against claims resulting from actual or alleged wrongdoing.

Read more about Directors’ and Officers’ Liability

Our comprehensive coverage protects organizations against claims brought by customers and other third parties for bodily injury or property damage. QBE has extensive experience in this area and we have earned a reputation for sticking with our clients through good times and bad.

Read more about General Liability

We can create compliant multinational programs for a wide range of products – including Property, General Liability, Professional Liability, and Directors’ and Officers’ Liability – in more than 150 countries.

Read more about Multinational

We insure organizations against losses arising from war, confiscation, expropriation, political violence and terrorism. Coverage includes compensation for property damage and business interruption.

Read more about Terrorism and Political Risk

With more than 30 years’ experience spanning commercial, residential and civil engineering projects, our expert team can provide flexible, comprehensive liability coverage for owners and contractors undertaking construction projects.

Read more about Wrap-up (Construction) Liability